For US freelancers, contractors and 1099 workers

Never miss a deduction again.

Connect your bank via Plaid, snap a receipt, ask a question. AI tracks every deduction, drafts your quarterly estimates (Form 1040-ES), and gets you Schedule C ready as you go. Save 15+ hours a month.

Or request a demo · 14 days free · No credit card · Built for US tax law

1bok is a financial software platform built for US solopreneurs and small businesses. Bank account aggregation provided by Plaid. AI-powered tax tools assist with deduction identification, documentation, quarterly estimates, and Schedule C preparation.

1bok · 2026 · Deductions Tracker
● Tracking
Find every deduction I might have missed this year
1bok · 0.4s Found 142 potentially deductible transactions across Chase and Wells Fargo in 6 seconds. 38 auto-categorized as clearly business. 12 qualify for home-office allocation. 4 need your eyes — including a Best Buy purchase that could go either way.
How much have I saved on taxes so far?
1bok · 0.2s Based on tracked deductions, your estimated 2026 federal tax savings is $4,820. Your Schedule C and 1040 are pre-populated and ready for year-end — exportable to TurboTax or H&R Block in one click.
Ask anything about your books
Deductions YTD 2026
Tracked deductions
$ 18,420.50
HO
Home office allocation Schedule C line 30 · 18% of rent
$ 4,860.00
Ad
Adobe Creative Cloud Software · 100% deductible
$ 659.88
UA
United Airlines · Chicago Travel · client meeting · 100%
$ 412.30
Ph
Verizon Wireless Phone · 70% business use
$ 70.00 / mo
BB
Best Buy Flagged · monitor purchase, business?
$ 489.00
38 deductions auto-classified · 4 flagged for review
Supporting 8,500+ US freelancers, 1099 contractors, and small businesses · Plaid-powered bank sync · Schedule C / 1040 / 1099 ready · TurboTax & H&R Block export
Atlas&Co
prairie
Hudson Studio
FERN
Brookline
silvercreek

Why US freelancers save hours every week

"AI found $3,400 in missed deductions."

Maria T., Freelance Designer · Austin, TX

"15 hours back every month."

James K., 1099 Contractor · Brooklyn, NY

"First tax season I didn't panic."

Sarah R., Independent Consultant · Denver, CO

For US freelancers

Save 15 hours a month on bookkeeping.

Open account →

AI finds every deduction, automatically

Connect Chase, Wells Fargo, Bank of America, Capital One, or any of 12,000 US institutions through Plaid. AI scans every transaction for deductible business expenses, home-office allocations, and IRS-eligible write-offs. Ask any question and get an answer in under a minute.

Deductions tracked · YTD $4,820 saved
$ 18,420.50

Receipts, read in 3 seconds

Snap, forward, or upload. AI categorizes for Schedule C and matches to 1099 income.

Staples ✓ 100% deductible
Office supplies$84.00
Printer paper$32.50
TX sales tax 8.25%$9.61
Total$126.11

Auto-mapped to Schedule C lines

AI maps every expense to the right Schedule C line — Software (L.27), Travel (L.24a), Home office (L.30), Phone (L.25).

Su
Software · L.27 $3,420
Tr
Travel · L.24a $2,180
HO
Home office · L.30 $4,860
Ph
Phone · L.25 $840

Quarterly estimates, drafted for you

AI calculates Form 1040-ES quarterly payments — including Schedule SE self-employment tax — before each IRS deadline.

Q4 estimated payment
$ 3,840.00
Due Jan 15, 2027 · IRS Form 1040-ES

Schedule C, 1099 & 1040, year-end ready

Banking, cards, and receipts sync automatically through Plaid. AI catches every deductible expense, maps it to the right Schedule C line, and generates CPA-ready summaries. Export directly to TurboTax, H&R Block, or QuickBooks in one click.

JAN FEB MAR APR MAY JUN JUL AUG SEP

"My first tax season as a freelancer ate 14 hours of my life. This year the AI had Schedule C ready in 90 minutes. I took my dog for a walk instead."

Jenna Whitford — independent copywriter, Portland, OR
Built to scale with you

One price. Every feature. Forever.

No per-form fees. No tax-season surge pricing. 1bok works the same in March as in November — and costs the same whether you have 50 deductions or 5,000. Flat USD pricing.

Loved by US freelancers

8,500+ US freelancers save 15+ hours a month.

Daniel Vega
@daniel_r_vega

Hands down the best move I made this year. The AI just handles it. I haven't opened a spreadsheet since I signed up.

Anna Podolskaya
consultant

"Find every deduction I might have missed this year" took 4 seconds. I sat there staring at it for longer than the AI took to do it. The future is dumb.

Brian Distelburger
@bdistel

Finally a finance app that gets that I'm one person. No "team seats," no enterprise nonsense. Just AI that does the work.

Daniel Vega
@daniel_r_vega

Hands down the best move I made this year. The AI just handles it. I haven't opened a spreadsheet since I signed up.

Anna Podolskaya
consultant

"Find every deduction I might have missed this year" took 4 seconds. I sat there staring at it for longer than the AI took to do it. The future is dumb.

Brian Distelburger
@bdistel

Finally a finance app that gets that I'm one person. No "team seats," no enterprise nonsense. Just AI that does the work.

Dan Fleischmann
solo investor

I switched after 5 years of doing this the hard way. The AI migrated everything in 20 minutes. Should have done it sooner.

C.C. Gong
@ccgong

The AI found 4 deductions I had missed for two years running. The home-office allocation alone was worth $1,800. Refund city.

Andy Cloyd
solo operator

My books closed themselves while I was on a ski trip in Vail. I read the year-end summary on the chairlift. Best ROI of my career.

Dan Fleischmann
solo investor

I switched after 5 years of doing this the hard way. The AI migrated everything in 20 minutes. Should have done it sooner.

C.C. Gong
@ccgong

The AI found 4 deductions I had missed for two years running. The home-office allocation alone was worth $1,800. Refund city.

Andy Cloyd
solo operator

My books closed themselves while I was on a ski trip in Vail. I read the year-end summary on the chairlift. Best ROI of my career.

Andrew Yeung
@andruyeung

I started freelancing in 2022 with a shoebox of receipts and a vibe. Now the AI handles everything. We have come a long way.

Caitlin Leksana
designer

Tax prep used to eat my entire weekend with TurboTax tabs everywhere. This year the AI had it ready in 12 minutes. I cried a little. Mostly joy.

Burke Reimann
@burkereimann

The AI handles almost everything. And when it doesn't, support replies in 60 seconds. From a real person. In Austin. They had strong takes on barbecue.

Andrew Yeung
@andruyeung

I started freelancing in 2022 with a shoebox of receipts and a vibe. Now the AI handles everything. We have come a long way.

Caitlin Leksana
designer

Tax prep used to eat my entire weekend with TurboTax tabs everywhere. This year the AI had it ready in 12 minutes. I cried a little. Mostly joy.

Burke Reimann
@burkereimann

The AI handles almost everything. And when it doesn't, support replies in 60 seconds. From a real person. In Austin. They had strong takes on barbecue.

We're ready

when you are.

Free for fourteen days. No card required. Just your EIN (or SSN if you're a sole prop) and a Plaid-connected bank account — watch a year of deductions surface in front of you.

Revenue
$ 14,000
↑ 12.4% MoM
Expenses
$ 1,153
23 transactions
2026 deductions Drafted
$ 18,420.50
Tracked across Schedule C lines